Does this deal sound like its in the "ballpark"?I am going to refi to try and finally lock in with these great rates. I am being persued by wells fargo and havnt had time to shop around yet. They have a 3.875 rate now with about 5k closing costs. I thought I may be better of asking for a 4% rate but zero costs since i could prob pay off the mortgage if i had to. I will be here for at least 20yrs-love the house and neighbors. Im a self-emp person with a 850 credit score...i have a 410k @ 5.125% left on home. The home was built in 2009 and is appraised at about 850k. Thanks for the input!January 02 2012 - Maple Grove1YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.