Doing a refi...We are doing a refi w/Well Fargo for $235,000 @ 4.87% and the payment is going to be $1600 a month.I am confused why my payment is going to be $1600 rather than $1300, this does include taxes/insurance. Any thoughts what is going on here?August 04 2011 - Poulsbo00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.