Eligible for HARP 2 but can't get mortgage insuranceI'm finally eligible to refinance with the new HARP 2.0 via DU Refi Plus but now my hurdle is obtaining mortgage insurance because my LTV is at about 105%. My current mortgage doesn't have any MI because its an LDRPA loan. I refinanced back in 2005 with an LTV above 80% and was given a credit enhancement in lieu of MI. Are there MI companies that will work with LTVs above 95%? The last thing I want to do is throw down $10-20k to bring down the LTV when I only plan to stay in my home for 5 more years (I've been saying this since '08). My current rate is 6.1% and dropping down to at least 4% would make a huge difference.May 24 2012 - Silver Spring00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.