Error in my income HAMPHi, after trying to Mod my loan for one year and a half, I could do it with Nationstar, I was with CitiMortgage but they put me in a forberance plan and after that they sell my loan to nationstar by now I am like 6 months behind. Well I finally got it, but the trial payment is too high, even more than 31% of my income gross. The representative from Nationstar tell me that the reason of my too high trial payments under HAMP is that the have modify my payments to 31% of my income, but the PMI is not included. Thats mean that my trial payments is the result of the 31% of my income + $172 (PMI). Is this true? After received the documents they said that "you told us that your monthly income was 4785.07" but I have never said that. No in the HAMP RMA, and my paychecks are not to high. How is the way to talk with them, since the representative don't tell me anything when I ask?January 13 2011 - Vancouver00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.