Experience with USDA loanOur situation is a current score of 620. Our score should dramatically increase once we pay down our credit card which is at 90% balance. A broker recommended this loan to us and mentioned an affordable interest rate of 4.1 with 0% down. I would love to get any advice for our current situation & experiences with this loan type.May 01 2014 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.