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Answers (11)
- Clay Branch, "Georgia Loans"
- Contributions:7835
jayte55, I see you put up several quote requests on Zillow and no quotes. Contact Timothy at Suntrust, he can do your loan with the credit you outlined below ( if debt ratio works of course ).
- Timothy Sutherland, "SunTrust"
- Contributions:619
go to wellsfargo. no one will do that small of a loan at a good price.
Many banks, not just WF, don't tier price on loan amount.
Many banks, not just WF, don't tier price on loan amount.
- DiamondFundingCorp
- Contributions:454
Sorry, mine too.
go to wellsfargo. no one will do that small of a loan at a good price.
- Clay Branch, "Georgia Loans"
- Contributions:7835
- DiamondFundingCorp
- Contributions:454
If the Allegheny County FHA limit is $347,500.00, $429,000 is too high. No way around that. You will need to go conventional financing with more money down.
- jayte55
- Contributions:3
Yes sir, I am looking to purchase in allegheny county and just went through divorce and selling of home. Just looking to get a small fha loan $42900 due to being stuck with some credit cards from ex-wife, credit score is 668 and no/never late on anything just high balances on a couple of cards and typical student loans and car payment. Like I mentioned previously in my original post, I have the 3.5% down payment but don't really have the cash on hand for the closing and that's why I'm looking for some type of seller assist. Thanks for all your information and I checked out your guy that you referred me to and it appears that he only deals in large loans nothing small like the one I'm looking for. Do you know of anyone that deals in smaller loan amounts?
- Clay Branch, "Georgia Loans"
- Contributions:7835
Are you buying in ALLEGHENY County? If so, max FHA loan is $327,500.
- Clay Branch, "Georgia Loans"
- Contributions:7835
Do yourself a favor and contact this lender on how to structure your loan/offer:
http://www.zillow.com/profile/jcaf1918/
http://www.zillow.com/profile/jcaf1918/
- jayte55
- Contributions:3
Thank you sir
- Clay Branch, "Georgia Loans"
- Contributions:7835
6% of the sales price is the max seller concession allowed, towards closing costs AND/OR prepaids if written that way in the contract
FHA-Closing cost 6% seller assist, is it the purchase price or closing cost amount????
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