FHA Loan Approval w/ Zero down pmt? - Tampa, FLI am an interested first-time home buyer along with my girlfriend of 7 years. Currently we own a mobile home in Tampa, FL, of which we are planning to sell. Although we missed the opportunity to get in on the $8K home owners credit, we are still interested in purchasing our first home being that the market is filled with good deals. I have read of no $ down loans, I've read on FHA loans. Is there really such a thing in this market with credit which isn't perfect? I've seen a few homes on the market now, which we are interested in, however, the uncertainty and lengthy process of getting approved for one of these loans, have forced us to pass on them. Is the correct way to go about it is to get the loan approved first and then shop for the home? Any suggestions advice in the local Tampa area market is appreciated.June 24 2010 - Tampa00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.