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FHA Loan Approval

Do you know of a specific lender who offers FHA loans to people with a credit score of 620 and under? My credit score last month was 619 and since then I've paid off two of my smaller credit cards, but the lenders I've talked to require a score of 640 or more. Any help is appreciated. Thanks!
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May 08 2013 - Syracuse
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620 is just a bank overlay. Ask for an exception.
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May 08 2013
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James, what do you mean by bank overlay?  And secondly, would they ever grant an exception?
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May 09 2013
We have a program that will allow down to 530.  FHA requires a 580 or higher for 96.5% loan to value financing.

I can only help if you are trying to purchase in Colorado though, sorry.

Good luck!
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May 10 2013
I can do down to 620 on an FHA loan.  Give me a call if you are interested in my help.

Regards,
Brynn
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May 13 2013
 
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