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Answers (4)
- Jori Stern, "fha600"
- Contributions:12
PrimeLending offers FHA loans for borrowers with credit scores 600 and above. FHA Loans for Credit 600 and Above for Texas borrowers and clients nationwide.
Learn more here:[hotlink and phone removed by Zillow moderator]
Top 10 Reasons to Choose an FHA Loan
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Learn more here:[hotlink and phone removed by Zillow moderator]
Top 10 Reasons to Choose an FHA Loan
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- wayne lancaster, "funds2"
- Contributions:1175
It is unfortunate that medical bills have impacted your scores so dramatically. There are a few lenders that will consider FHA loans with scores in 500's, and though most files would not fit their overlays it would appear that yours would. If you would like a referral let me know.
- Chris Milker, "CMG Financial"
- Contributions:254
It is a case by case decision, but there is atleast one company that I am aware of that will allow for credit scores of less than 620 on FHA loans, but you cannot have any late payments in the last 12 months. If the medical bills report as late payments, I am not aware of a lender that will help. You will want to find a trusted lender that can help you work through the process. Be aware, that because of your scores, the interest rates available will be slightly higher than the going market rate.
Best of Luck..
Best of Luck..
- Scott Butcher, "Central TX Expert"
- Contributions:109
lilAngel7k,
It is possible. I represent a lender that will go down to as low as a mid 600 FICO score. However, each FHA loan is approved on a case by case basis so there is no guaranty it would be approved. Feel free to email me offline if you want to talk about your situation.
Good luck!
It is possible. I represent a lender that will go down to as low as a mid 600 FICO score. However, each FHA loan is approved on a case by case basis so there is no guaranty it would be approved. Feel free to email me offline if you want to talk about your situation.
Good luck!
FHA Loan Below 620
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