FHA Loan while separated?My loan officer at the last minute realized I checked separated on my loan app and that they are going to have to attach my soon to be ex-wifes credit report to my loan application. This will obviously put my debt to income ratio over that top and killing my loan. This is after findind the house and doing inspections and basically 2 weeks to closing. Anyhow... He says we are dead in the water until my divorce is finalized(which is in 4 months). Is this true? Are there any alternatives?July 20 2008 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.