FHA Mortgage in Charlotte MSAQuestion about Iredell County, NC changing to the Charlotte-Concord-Gastonia MSA:Since Iredell county is now a part of the Charlotte MSA, will the maximum mortgage amount go from $271,500 to $303750? If so, when will this take effect?Reason for asking: Wanting to purchase new home next year in Iredell county. Would be very helpful if FHA loan limit increased to $303750. We don't want to have to put an additional $32,250 down.It seems logical that it would increase, assuming loan limits are based on MSA. Is this true that the loan limits are based on MSA?Thank you for any help with these questions.November 08 2013 - Charlotte00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.