FHA Qualification questionI bought my home in 2008 with a FHA loan. In 2010 I entered into a modification program which allowed for lower monthly payments for a period of 4 months, resulting in an interest rate reduction. I have 5 months of late payments on my credit history for my mortgage during the time I was making lower payments for the modification. I have not had a late payment on mortgage since then. Fast forward to 2012, I relocated for my job and am now renting my home. I want to purchase another home in the area that I am living in now. My middle credit score is a 608. I have a tax lien on my credit that was improper and am in the process of getting that removed. The lien was withdrawn and vacated. Other than the tax lien, I do not have any other late payments on my credit. I have three questions: Can I qualify for another FHA loan? How will the late mortgage payments affect my ability to get financing? How will removal of the tax lien affect my credit?April 06 2012 - Atlanta00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.