FHA Refinance Occupancy RequirementsI'm seeing what seems like conflicting information online about FHA occupancy requirements. I've been living in the house for about 4 years but want to leave the option to rent it out open. Is occupancy requirements determined by the lender? Does FHA have any explicit occupancy requirements? The lender I'm talking to says as soon as the refi goes through I'm technically ok to rent but the documentation he sent doesn't explicitly spell that out and does mention occupancy in several places.December 02 2012 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.