FHA Streamline 3.875?current loan has balance of 331,000 at 5.125% closed may 2010.current principle/interest plus mip is $2020.Lender offered me 3.875 which will cover upfront mip, all closing costs, and a credit of about $2,000 towards escrows. i would need to show up with $2800 to closing.I feel like this is a little high on the rate have nothing to compare it to. Anyone have a similar experience in NJ?October 14 2012 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.