FHA and Non-Occupying Co BorrowerHey guys. I'm 24 years old and just starting the process of looking into purchasing my first home. I already have over $6000 in the bank for down payment and closing costs. I'm looking at spending under $100,000 around the Twin Cities suburbs in MN. I have been at my only employer for 8 years and have excellent credit. My income isn't very much so I'm looking into an FHA loan with a non-occupying co borrower (my parents.) My parents own their own home, have some debt, both work full times with excellent credit. I'm not looking to work my hours until mid 2015 when my son starts kindergarten. But I want to purchase now while the market is slowly getting better. I was wondering if I'm ever allowed to take my parents off my loan/mortgage once I start working full time. I don't want them to be attached to it forever just need their help to get me started. Any extra help/information would be great. Thanks in advance. TanyaAugust 21 2013 - Eagan00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.