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FHA insures loans with 580 FiCO scores. Are there any lenders that will do a loan with a 599 score?

I have a short sale ready to go, but buyer's score dropped because they paid off a collection.
  • January 18 2011 - US
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Answers (8)

I will go down to 530 Fico score with 10% down and 580 fico score with 3.5% down.
This is no accuse for bad credit but the loan does allow for this.

Im on Zillow you can look me up and I can answer your questions
  • April 28
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Yes! The lowest credit scores lenders like myself are able to do, is a score of 580. Since your scores are above 580, then you should have a chance when it comes to credit. Also there are other financial factors that would need to be analyzed include your income, expenses, assets, liabilities, debt, employment, down payment, as well as credit scores. If all of these factors are in place then you should be good to go. The best thing for you to do is to speak with a knowledgeable lender to see if you can get started on financing a new home. If you need additional assistance, feel free to reach out. Good luck!

  • March 12 2014
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We're able to fund a VA Loan with a 580 FICO or better. Contact me for details: Erik Sandstrom [spam removed by Zillow moderator due to violation of Good Neighbor Policy] NMLS: 805941
  • December 02 2013
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Hellow, 

from [Promotion and multiple hotlinks removed by Zillow moderator. Please see our Good Neighbor Policy for posting guidelines.]
  • December 18 2012
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I'm in fl are there wells Fargo here
  • June 28 2011
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Sharen,

What state are you located in?
  • June 27 2011
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Wells Fargo says that they can close on a 580 FICO.  Suggest you find the closest Wells Fargo Home Loan Center  and go direct. I do not think they offer this through the corespondent channel  Good Luck.
  • June 27 2011
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I I would like to know also please help
  • June 27 2011
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