FHA insures loans with 580 FiCO scores. Are there any lenders that will do a loan with a 599 score?I have a short sale ready to go, but buyer's score dropped because they paid off a collection.January 18 2011 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.