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FHA loan after BK and short Sale

Profile picture for brianfedigan
Hello. I am 2 years post BK dishcharge as of Feb 4th and I also short sold my home near that date as well, about 2 years ago. Since the short sale was part of the BK, would I be elgible for a FHA loan at this point? I know there is a 2 year rule for the BK, but I am not sure how the short sale effects my eligibility. Thank you very much.
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January 27 - Armonk
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Answers (2)

Profile picture for Military Loan Expert
FHA & CONV
3 years out of BK, Foreclosure & Short Sale from settlement date

VA
2  years out of BK, Foreclosure & Short Sale from settlement date
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January 27
Profile picture for SacRELender
You probably need 3 years aftet the short sale.  It might be different depending on your situation, so check with a local lender.
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January 27
 

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