FHA loan after Bk7We have a discharge date of February 27th 2012 on a BK7 we included our first and second mortgage in the BK7 and did not reaffirm. We stayed in the home without paying in hopes of getting a modification after BK. In short we have not been able to get a modification. We would like to know if it's possible to get an FHA loan with the 2 year after bk date coming up next year? We have reestablished our credit (678) and have a strong work and income history. Our home has not been foreclosed on and BofA is dragging its feet on either a modification or short sale. We would like to get out before either occurs, any advice?November 12 2013 - Tucson00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.