FHA loan after short sale where are the lenders that will do this? (no lates,etc.)Hi, we are relocating across country and have had to short sale our current home. We have had no late payments and will close later this month. Prior to this short sale credit scores where 760 and 810. We have very good income, no other debt.I understand that new FHA guidelines would allow for a new mortgage right away. However, we have talked to two lenders (just in general terms) who say we will have to wait 3 years!! I had read 2 even with lates (which we don't have.)Is there anyone that would work with us prior to 3 years? We have a family and moving to an area with basically NO rentals that would fit us and get us into school district we need. What can we do?September 15 2010 - US11YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.