FHA loan on H1B visa without EADI am currently in a contract for a new construction home in NJ. I am on H1B visa without EAD card valid till 2015. The preferred lender of the builder who gave preapproval is now saying FHA is not possible without EAD with just 3 weeks or so to close. Is it true that EAD is a must for FHA? is I-797 not enough? Can anyone help on this ? I am in fear of losing the home and earnest deposit. My midscore is 693 .September 04 2013 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.