FHA loan on a ranch. 2 buyers (1 occupant) ok credit, got the $ for dwnpmnt lender stalling.HELPThe property is already occupied by the buyers under a lease option contract.one owner is overseas on 1 to 2 year assignment with civilian contractor. Permanent employee just out of the country on assignment. His family lives in the ranch (wife,stepson and his own son on a partime basis) Co- borrower lives in the house too, long time friend and roomate. Wife is not on loan. The lender is saying the co-borrower needs to be a blood relative and the main borrower needs to be living in the house 51% of the year. Both credit scores are ok and the money for the downpayment is in the bank waiting for a closing. How is it possible that the under writer can stone wall this deal. It is time sensitive and the ranch could be sold out from under the buyers! Thank youMarch 18 2011 - Ramona00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.