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Replies (7)
- Shashank Shekhar, "LendingExpert"
- Contributions:16
You need to be more specific in what you are looking for. Are you simply trying to find out how to qualify for an FHA loan or do you have other questions related to FHA Loans? Let me know either on this forum or by contacting me and I will be glad to help. Thanks!
- Tug of War
- Contributions:1947
If you wish to know more about FHA or any other Fed Gov. Loan Programs then check out the Site the Fed Gov. has provided so the Public can do that...
Provided by the Federal Gov..Find the Right Loan, you can search for specific information, compare options, or take a short questionnaire to determine your eligibility for each program. GovLoan.com
Provided by the Federal Gov..Find the Right Loan, you can search for specific information, compare options, or take a short questionnaire to determine your eligibility for each program. GovLoan.com
- Shawn Ryan Rosa, "sryan1980"
- Contributions:493
640 required credit score
much higher borrowing costs than conventional loans because you have to pay PMI and an upfront FHA premium
plus side is only 3.5% downpayment and interest rate is very competitive.
much higher borrowing costs than conventional loans because you have to pay PMI and an upfront FHA premium
plus side is only 3.5% downpayment and interest rate is very competitive.
- Eric Trissel, "emortgaget"
- Contributions:16
[content removed by Zillow due to self promotion. Please refer to our Good Neighbor Policy for details]
- Nic Netherton, "Colorado Lender"
- Contributions:7219
@Eric-
Boy it sure is quite fortuitous that you found that FHA site. Weird thing is they seem to have your phone number on that site! You better get in contact with them right away to get this cleared up.
Boy it sure is quite fortuitous that you found that FHA site. Weird thing is they seem to have your phone number on that site! You better get in contact with them right away to get this cleared up.
- Norm D Plume, "America Needs Nixon!"
- Contributions:1670
damned thumbs up button isn't working. sorry Nic, I tried.
- Robert Lowery, "Bob Lowery"
- Contributions:2097
Me too, Nic!
Hey Shawn, lenders do go lower than the so-called required 640 score.... FHA has a miniumum of 580 credit score with 3.5% down, but lenders have overlays requiring higher scores... Some are 640; while others are 620, 600 and even 580...
And, the P in PMI stands for private....thus this is conventional MI and not FHA MMI or MIP.
Hey Shawn, lenders do go lower than the so-called required 640 score.... FHA has a miniumum of 580 credit score with 3.5% down, but lenders have overlays requiring higher scores... Some are 640; while others are 620, 600 and even 580...
And, the P in PMI stands for private....thus this is conventional MI and not FHA MMI or MIP.
FHA loans
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