FHA streamline refinance/12 month occupancy requirementRecently I applied for a FHA streamline refi through my current mortgage company. I had recently moved back into the property and had only lived there for 2 months when I applied for the refi. Several weeks later, I received a letter rejecting my refi request because I had not lived in my current property for more than 12 months. During my initial call, the loan originator who took my info never told me of this requirement. Had I known this information regarding the 12 month occupancy, I obviously would not have gone froward with the refi application nor paid the $400 nonrefundable fee. I have now contacted the mortgage company requesting my fee refunded and I am awaiting their reply. Should the representative have told me of this 12 month requirement before going forward with the app and do I have a case to get back the $400 fee? August 29 2012 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.