FHA streamline refinance questionI am in the midst of applying for an FHA streamline refniance on my home. I made it through to conditional approval from the underwriter, but they want a letter of explanation regarding a large deposit, as well as my updated bank statement. What do they look for in the bank statement? Basically, what could get me denied at this stage? The large deposit is a withdrawal from my retirement account, which I used to pay down credit card debt and I have documentation that it is not a loan. November 20 2012 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.