FHA to ConventionalI currently have an FHA loan at 4.25% which I took out in 9/2010. My house was appraised at 610k and I have 550k left on it. I was hesitant on Refi'ing since I have to pay upfront insurance again(roughly 9k) and my MIP will go up from $220 to to $530. Here are my questions to all you smart people.1. If I refi FHA again, will I have to pay PMI for 6 more years, even if my LTV goes below 78%?2. If I refi FHA and the rates go down again, can i refi into conventional and get some of my Upfront mortgage insurance back?3. My house when it was appraised was listed as 3 bedroom even though it was 4 and I got that fixed at the registrar. Will my appraisal go up even if the sq footage remained unchanged?4. For those familiar with the La Cresecenta area do you think the value of my house went up since 9/12?Thanks in advance!October 25 2012 - Glendale00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.