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Chase should be able to spell out the terms of the assumption to you. It might also be spelled out in your Deed of Trust. Do you have an old pay option arm that your sister will take over or an FHA loan? Most loan assumptions that I have seen only have a cost of around $750. There are not many loan types that are assumable so I would be a bit wary. Is Chase currently servicing the loan or do you make the payments to someone else?
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