Fee Disclosure Form was never signed...The Loan officer never gave us a fee disclosure form. It was never signed. it was not indicated on the Applicant Acknowledgement Agreement. (Long Story Short) The loan was denied at underwriting. Can I get my appraisal and credit report costs refunded from the bank ($439) because we never recieved this disclosure or the booklet? We never signed anything that we got it. I have my documents scanned and saved. Can they come back and say that We did recieve this and really we did not?Really because this was the loan officer's fault I would like to ask for Inspection $325 as well. Can I ask for more $$$? How can I approach this? I have sent letters through Consumer Protection & Better Business Bureau (which were denied, but the letter response said that according to thier booklet that I have recieded- I never recieved this booklet and it was not indicated that I got it).My Long Story is mentioned at "Paid for Appraisal/Inspection.. Loan Declined.. so what now?."November 07 2012 - Milwaukee00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.