Fico score 638 could I get a mortgageI lost my job last year and got way behind on my mortgage payments. I have since sold the house last month so all of my accounts are now current. The mortgage is the only late payment I have had in the last year. Is it to soon to get a mortgage? My fico score is 638.July 15 2012 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.