Finding a loan- should it be so difficult?I have been dealing with a mortgage broker for 3 months now. My credit scores are 644, 637, and 630. I have been at the same job for 19 years. For some reason, the broker I have been dealing with states my score is showing up as 601. I have waited because I was told that the lending system is 2 months behind in updating, and have since gone out of contract on the property I had an accepted offer on. During the 3 months, at one point I actually was told I had an fha mortgage and actually signed the paperwork. The next day I was told that the loan was not accepted because I needed to provide 8 months of rent receipt payments. Not sure what's up. I have no outstanding debt- all balances are 0 and i have 2 paid off suv's. Why can't I get a loan?June 02 2010 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.