First Time BuyerI have been shopping around for a loan. I qualify for 360k but I am looking to qualify for 420k with HOA's of $650. Not sure how, I can make this happen. I have $20k. To put down. Do not have a co-signer. I am a teacher. Hoping there are extra programs out there for us. NEED HELP & EXPERT to make this happen for me.July 03 2013 - Los Angeles00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.