First Time Buyers-Limited, but good history 737 and 796We are looking at purchasing our first home, but have run into trouble in the past with loans because we do not have an extensive credit history (we were both still students at the time, I am now a teacher). Nothing bad; no late payments at all. I have a 737 and my husband has a 796. Will lenders look down on his score because he is the authorized user on some accounts rather than the primary account holder? Can our good history so far offset a shorter credit history? Are there other factors I should be looking into? Thanks for the help/advice.April 04 2011 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.