First-Time Home Buyer in HillaboroughI'm a first time home buyer looking to purchase a home in Hillsborough. I am working on pre-approval before I go looking at homes. Is there any way I can be absolutely sure I am approved before looking? Also, my most recent bank statement has overdrafts but can be explained. Should I wait to get pre-approved? Or is there a lender that can work with me?December 22 2012 - Tampa0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.