First Time buyerMy husband and I are planning on moving to Arizona from Virginia around the phoenix area, and are just so sick of paying rent and are ready to own our own home... I would rather pay the same price in mortgage than pay someone else. We found some nice houses in that area that were not priced to bad. How do you become qualified to buy a house? im more looking to get one thats foreclosed because they are usually less money. Is it all based on credit? Do you have to put a down payment on them and if so what would be a good price? What if you dont have money like that saved up, do you go to the bank to get it? I am extremely new at this. Thank you for your timeOctober 26 2011 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.