First Time home buyer - Where to start?I am interested in buying my first house. However, I am a bit overwhelmed. My financials are as follows:Gross Annual Income: 60-65kCar Loan: 16k owed $300/moUnsecured Debt: 10k Min payment approx $200/moStudent Loans: 20k owed approx $180/moSolid credit score of about 730Currently have about $4000 saved and plan to purchase in 3-6mo during which time I will be able to save another $4-5000.I am looking to purchase a house in the $125-150k range.My questions are as follows:Should I save every penny I can and make minimum payments on my unsecured debt and have a larger down payment... or should I pay down debt and have a smaller down payment.What loans should I be looking for. Georgia Dream program seems to be the way to go, but I don't know what is out there.Thanks for the help!! January 24 2011 - Marietta00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.