First time home buyer trying to get the process started.My income is 42,000 and my credit score ranges from 750-840 and only owe 10,000 in school loans that are deferred for two years because I am in school. I do not owe money to any credit cards. I am 25 years old and first time buyer. I've had a credit history since 18yrs old. My question is, what are my chances of getting a loan and how much can I get? I'm looking into homes that are in the 200,000-220,000. Should I look in to cheaper homes or wait?July 26 2012 - Los Angeles00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.