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Answers (3)
- Candace Camacho, "CandaceCamacho"
- Contributions:420
Hello,
Have you looked at rates on Zillow Mortgage Marketplace? You can shop for mortgage rates anonymously. Take a look and see what options are available to you.
Thanks,
Candace
Zillow Customer Support
Have you looked at rates on Zillow Mortgage Marketplace? You can shop for mortgage rates anonymously. Take a look and see what options are available to you.
Thanks,
Candace
Zillow Customer Support
- shapiroamg
- Contributions:3058
FHA rates are in the mid-upper 3s. I priced a deal out the other day with a 3.75% rate and a credit back to closing costs.
Rates should be similar assuming you have a loan $100k+ with at least a 660 credit score.
We can check your credit and offer a pre-approval with no cost or obligation.
Rates should be similar assuming you have a loan $100k+ with at least a 660 credit score.
We can check your credit and offer a pre-approval with no cost or obligation.
- Masha Senderovich, "MashaSenderovich"
- Contributions:138
Hi there, I can connect you with a lender who can help. Without running you through the "system" it's hard to give an estimate of what you can qualify for, but I think there's potential in your situation.
[content removed by Zillow because of self promotion. Please refer to our Good Neighbor Policy for details]
[content removed by Zillow because of self promotion. Please refer to our Good Neighbor Policy for details]
First time home buyer, using FHA, with student loans
I am a potential first-time home buyer, looking to use an FHA loan. I have a few questions regarding qualifications.
First, I have approximately $70,000 in student loans, currently being paid off at $550 +/- per month, and my annual salary is $55,000.
Secondly, about 4 years ago I had a charge-off in my name, which was not actually listed in the most recent credit report I ran on myself a month ago.
Lastly, I have $15,000 to use towards a down payment.
What interest rate and loan amount might I be qualified for, if any.
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