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We have never owned a house before and we want to get our own house, but we dont know what we are suppose to be doing, can someone help?
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I agree with Paige, a "GOOD AGENT" does what is best for her client because she knows the reward is not only the sale and referrals afterward, but the good feeling of knowing she help someone fulfill their dreams. All parts of the Real estate industry have the "good ones" and the "not so good ones" including my area, Home Inspectors. I have notice the Realtor's® I work with repeatedly are not looking for the quick and easy sale, but a beneficial sale, the one that builds a good reputation while building their income. That does not mean quick and easy doesn't make money, they do and some them lots of money. But I rather lay my head on the pillow at night knowing I did the most through and honest job that I could. So start out by finding a Realtor® you can trust and not by how well they advertise but how they perform. The best way to start is to interview your friends and family about their experiences with Realtors®. With that list, interview the ones that performed well. Choose the one who can advise you through it all and that you feel comfortable being around. The home buying process may be a long process so feeling comfortable with your agent is important because you may spend a lot of time together.
The first step to purchasing a home should be seeking out a mortgage professional so they can do a pre qualification. A pre qualification will consist of having your credit reviewed to determine your credit standing. Also, your income will be reviewed to determine how much of a mortgage payment you can qualify for and afford. This will also let you know what price range you can purchase, what type of mortgage you qualify for, downpayment and closing cost requirements. I recommend you do a prequalification at least 1 year to 6 months prior to when you actually want to purchase. This will give you time to save money, make any necessary corrections to credit if needed, and determine which neighborhood you would like to purchase in. After your prequalification, you can search out a Realtor to assist you with the home search.Good Luck!
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