First time homebuyer - nervous, scared for the processHi All, I am looking to make that leap, buying a home for the first time. I have dreaded and realized that every year my rent goes high, when I know I can be paying a mortgage less than rent. I make roughly around 38,000 a year, single, good credit score (exp 676 and trans 692), need to pay a credit card off and have been on time with payments....but I don't have down payment saved. I am starting to save now.....with my stats, what price amount can I affrord?November 13 2012 - Dallas00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.