Back to Results
Please enter a valid email address.
Stating a discriminatory preference in an advertisement for housing is illegal. If you think this content is discriminatory or otherwise inappropriate and feel it should be removed from Zillow, please let us know by completing the information above.
We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.
Please enter text in the "Enter the text to display" field.
Please enter text in the "Enter URL" field.
Please enter a valid URL.
Please insert a video embed only
Current lienholder, BofA, will not do a HARP refi because my mortgage has "lender-paid PMI" and says that either their systems or guidelines (take your pick; they can't decide which, depending on whom you speak with) do not allow them to do HARP refinances on those types of loans. They sent me to Wells Fargo. Wells Fargo laughed & said they do not do HARP refis on non-customer loans. Found a local private mtg company who turned me on to the Fannie Mae DU Refi Plus program. Yaay! Finally a new program that fits my situation. I submitted application. They have ignored me since. Didn't tell me they couldn't do it; just ignored me. Called another private mtg company, who also said they could do it, but I just cannot get anyone to engage with me!! I get it -- there is absolutely no incentive or sense of urgency whatsoever for any lender to get involved with these loans. They're new, fraught with ridiculous guidelines, likely quite the pain in the butt to process, and bring NO revenue to the participating lender. Why would they want to do it?I have received numerous direct mail postcards from no-name lenders telling me I'm qualified and to call immediately! I've looked up each of these lenders online, only to learn they are of questionable repute (no surprise, when they're sending mailings on 8.5 x 11 black-and-white copied sheets). I simply do not need to trade one colossal financial problem for another, so am desperately trying to find a legitimate lender with whom to work.There seems to be no solution, as the federal government cannot "make" lenders cooperate or participate. It's the very definition of impasse. Can anyone offer a solution??
Zillow Advice depends on each member to keep it a safe, fun, and positive place. If you see abuse, flag it. More on our Good Neighbor Policy.
For Sale: $120,000
For Sale: $180,000
For Sale: $195,000