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- Foreclosure Question

Foreclosure Question
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axg275
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I have a question. I have been shopping for home for some time now. I have found a good house and it is listed for 315,000. When I talked to the realistate agent she had told me that the house has been on the market for now almost 4 months and from what I understand there was only one offer on the house at the very beggining of the foreclosure, for 230,000. The agent told me that the bank did not even return the answer to the person who offered the 230K. I had asked her what it would cost to buy this house she said an offer of 270K would do the job it will probably take 275K she was thinking. After doing some research on the internet I was thinking of offering 255 K and seeing what happens. What do you guy recomend is this too low ( it is 19% below the asking price). She also mentioned that the bank would really look positive if I take care the closing cost on my own. Would you be able to comment on this?
Thank you for your help.
Alex
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