Freddie Mac home. USDA not available? Only FHA 203k to finance?We made an offer on a Freddie Mac home in Florida for $49,500 and they verbally accepted. The listing agent told us they would only consider a 203K loan because the shape of the home. When we looked at the home, there were only minor issues. One gutter on the home had fell, it looked like an older A/C but that was all. It has a new roof and a new drain field. It they had a report of Wood destroying organism on one of the baseboards in the garage. So I don't understand why FHA 203K is our only financing option? USDA has a rehab loan, why wouldn't we be allowed to use that? The home is located in an eligible area for USDA. Any advice or is FHA 203k our best option?March 26 2014 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.