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Full-Time Student Mortage?

I am a full time student with student loans, my fiance is a full time manager at a retail store.  What are my odds of getting a mortage, will the student loans mess that up?
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January 13 2009 - Saint Louis
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Answers (6)

@Bob

This has been happening all day and you aren't the only person doing it but these posts are very old. This one happens to be a year old. The date is posted below all answers.

The original poster has one contribution and most likely doesn't constantly check the zillow advice section to see if a new agent or lender has dug up their post to impart insight.
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October 20 2010
Your fiance should have no problem qualifying for an FHA mortgage on his own with as little as 3.5% down-payment so long as he qualifies for an FHA mortgage with regard to income, DTI, etc..

He should get preapproved for a mortgage --takes 15 minutes-- before shopping for a home with a professional, licensed Realtor.
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October 20 2010
if the loans are deferred there is a way around that if you prefer to be on...Call me if you have any questions. You can click on my picture for details
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January 18 2009
Barry is correct, If your fiance qualifies it is best to do it before marriage.   Once married both married parties debts will be used. (If FHA) . Your fiance could add you on title after loan closes.  FHA lowest down payment and no reserves required.
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January 13 2009
As Dave mentioned- the best way is have someone sit down with you and go over the approach. You might consider staying off the mortgage since you are a full time student- and have debt. You could always be added to the title.
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January 13 2009
Without looking at anything probably 20 to 1 right now.  You can increase your chances by having someone evaluate your financials.
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January 13 2009
 
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