Full-Time and Self Employed...I am trying to figure out how mortgage lenders are going to view our scenario. Up until November of last year I had been Self-Employed full-time and my business makes a profit after deductions for the past 8 years. I took a full-time job (in a new city) in November in the same field, I have been in for 16 years. My partner has always worked full-time, same field 19 years, he started a new job in our new city in March of 2013, he makes about $4K more than his previous job.We have never missed a payment on anything, ever. Our current home is in escrow and we have $25,000 to put down on a house costing $263,000. My credit score is about 732 and his is about 750. We have a high DTI at 40% I calculated my car payment into the DTI, but up until this year I have been using it as a business expense. I don't know how they will view that.Our new jobs give us a monthly income of $7166 a month I still have my freelance business and this year up to this quarter I have made $20,000 (about $15,000 after Profit & Loss) I have cancelled checks and check stubs for all of that income. 1099s for the prior years. I will be getting a raise next month and a bonus in November. We can both get letters from our employers if need be as far as being solid employees.We have about $150,000 in assets. We would have more, but our house was on the market 10 months so we have been paying to run our house that is now in escrow and renting a house so we have double utilities and insurance. It has eaten up alo t of money we would have been saving.It has been 9 years since we have been through the mortgage process and I can't tell if returning to work full time and having a freelance job that pulls in a profit will help or hurt. I should mention we are wanting to buy a new home through a large tract builder.September 09 2013 - Santa Fe00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.