Getting approved for a home and having bad credit?We want to get a loan for a home that costs $79,000. My fiance has bad credit and a score just under 620. He was told no by his bank for a loan. My score is over 700 but I dont work so I have nothing to back up the loan and cant get approved. We are looking into owner financing and are not having any luck with liking any of the houses available. We have a little over 10% down payment, would that make up for his low credit score? Is there any way we could qualify for a bank loan if we applied together?February 05 2013 - Greenville00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.