Getting financing with bad credit.My husband and I have been working on our credit for over a year. We have managed to pay off all our bad credit, we have a credit card that we pay regulary and I'm up to date on my student loans. Our credit scores that we were recently told were 642 and 635. Other than our rent and student loans, we have no other debt. One of the local banks told us that unless we are at a 660, we can't get financed. We also have $15K for a down payment. Just wondering who we should contact to be able to possibly be financed for a home.January 09 2014 - Amarillo11YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.