Good Income, Poor credit I have about 35k in charge off! $20k of this $30k is a judgement from American Express. I'm currently satisfying the judgement and will be current by May 2014. I make $135k and have had this job for the last 10 years, plus a job 3 years prior. So I can show income history and stable job. I also have great rental payment history for the last 10 years. I currently live in Florida and I have about 15k for down payment. I'm looking for a 180-200k loan. I always had great credit until around 2008, where multiple factors came into play, mostly helping family medical issues. Will I have a chance still this year of getting approved? Thanks so much!April 15 2014 - Melbourne00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.