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XYZ Brokerage

Email: david@xyzbrokerage.com

Phone: (206) 555-1234

Website: www.xyzbrokerage.com

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Good Morning, Wwhat is the official current rate on an regular FHA loan?

Profile picture for Chacho6
My bank is offering me 5.375 on a regular FHA loan but I heard there are lower and I need to find out if this bank is being honest.
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November 10 - US
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Answers (3)

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5.0/5.0

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Since August 2009

Chacho,
Get a GFE from your Bank. Then come here an put a quote in. Compare the fees in the 800's section of your GFE to the fees you get here. Everything else on that GFE (1100's, 1200's, etc) is 3rd party and will be the same no matter where you get a loan.

You wil see what I mean by 800's when you get your GFE.
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November 10
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Contributions: 52
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Since November 2009

I would suggest requesting a quote via the Zillow Mortgage market place... Enter you information as accuratly as possible... and review the responses you recieve.
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November 10
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5.0/5.0

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Since January 2009

There is no official rate. Is your bank collecting an origination or discount fee? What is your credit score and loan amount?
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November 10
 

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