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- Tammy Stockdale, "Colorado Mtg Broker"
- Contributions:6995
mind you, this is a cashout refi at 90% LTV on an investment property. 5.875%
- Nic Netherton, "Colorado Lender"
- Contributions:7219
Ya that guy is just prefilling everything not paying attention to those pesky details.....
- Tammy Stockdale, "Colorado Mtg Broker"
- Contributions:6995
see, that is what peeves me off. ugh.
- Wayne Brown, "SDMortgagefinder"
- Contributions:1433
Tammy
Can't you or anyone flag the guote if its way off or unreal?
- Tammy Stockdale, "Colorado Mtg Broker"
- Contributions:6995
Yeah, I can, but do we actually think that anything will come of it? Plus, I don't know whether or not my info comes up and I don't want them coming after me. A wise man of one of these threads told me a horror story about something similar and it opened my eyes up.
- Rob Cochems
- Contributions:3523
Nic,
I see how you guys play...dirty
- George DeVine, "George DeVine"
- Contributions:857
Tammy I have flagged more than a turkish prison warden, and nobody has come back to me. You do need to enter your email address, but only zillow receives it. I was flagged for one of my quotes (bogus flag-comments were "closing costs are too high". Zillow sent me an email stating that my quote was flagged, and it gave the flagger's comments and nothing else. So flag with confidence that you are in the witness protection program. I like emailing the offender anyway. It stirs things up on the threads.
- George DeVine, "George DeVine"
- Contributions:857
or as zillow would say "the zitness protection program"
- Tammy Stockdale, "Colorado Mtg Broker"
- Contributions:6995
Ok, so I nicely emailed all three that quoted 5.875% and asked them if they realized this was a cashout refi of an investment property. We shall see what happens.
- Nic Netherton, "Colorado Lender"
- Contributions:7219
You betcha Rob---------We delivered a shutout and an arse kickin in the same night......2 for 1 deal.
- shapiroamg
- Contributions:3058
- Nic Netherton, "Colorado Lender"
- Contributions:7219
Yep---->The People's Republic of Boulder Most liberal part of the state by far.....
- Andrew Adams, "203K Specialist"
- Contributions:9349
Tammy,
Don't take this the wrong way but.....you strike me as a little Spacey....
Concern earlier was having people know who you are and attacking you...Having been attacked I understand not wanting to have it happen. The first time freaked me out a little bit...the 2nd time was comical.
George pointed out that flagging protects your identity....George is willing to throw Caution out and e-mails them because he likes the confrontation to some extent. I personally think it has more teeth when you don't hide your identity but that's me.
If I was afraid of the crazy's of which there are many....I would stick to flagging!
Don't take this the wrong way but.....you strike me as a little Spacey....
Concern earlier was having people know who you are and attacking you...Having been attacked I understand not wanting to have it happen. The first time freaked me out a little bit...the 2nd time was comical.
George pointed out that flagging protects your identity....George is willing to throw Caution out and e-mails them because he likes the confrontation to some extent. I personally think it has more teeth when you don't hide your identity but that's me.
If I was afraid of the crazy's of which there are many....I would stick to flagging!
- shapiroamg
- Contributions:3058
Leave my grandfather alone!
Growing up, we always called him 'Grandpa Takeit or Leavitt'... We'd get to laughing!!!
- Tammy Stockdale, "Colorado Mtg Broker"
- Contributions:6995
AA, I've been called worse. Have alot on my mind............
- Tammy Stockdale, "Colorado Mtg Broker"
- Contributions:6995
well 2 of the 3 lenders removed their quotes, so they possibly did just not read those pesky details.
- Greg Darlin, "Greg Darlin"
- Contributions:3238
I have flagged hundreds of quotes. It doesn't seem to stop the offenders at all because the next day, and after that, they keep quoting rates that are impossible to get: 729k, cash-out at 88 LTV, in a county whose max FHA, FNMA is 560k! They don't read the loan criteria, or do and don't give a sh&#. I made a mistake or two on some quotes, went back and deleted them without anyone ever contacting me.
I was rushing through and didn't notice investment property etc. An honest mistake once in a while is okay and forgiveable. But, the constant bait-and-switch is insulting. Worse yet is the that Johhny/Jane Borrower calls the liars and they get business after all the fast talk.
I keep flagging because I hope that somone from Zillow will kick them off. It really degrades the integrity and quality of Zillow.com as well as honest Lenders/Brokers who are quoting straight.
- George DeVine, "George DeVine"
- Contributions:857
Shap,
I need to call out the Oatmeal spokesman. I'm getting tired of his ridiculous quotes as well. I am going to forward this link to him so he can meet his accusers.
- George DeVine, "George DeVine"
- Contributions:857
My invitation to John Levitt
John,
Many of us had had the displeasure of reviewing your ridicously low ball quotes and it is time to call you out. Please stop damaging the integrity of the Zillow Marketplace with your unethical behavior. Please be my guest and visit us at the Hall of Shame. You are being enshrined. Here is the link
- Martin Wareing, "Martin Wareing"
- Contributions:3772
GD,
You are from SOX country and should eb ashamed.. That is Don Zimmer.. Furthermore.. The quotes are real as he is lending MLB retirement funds out personally throguh his Broker: Jerry Maguire... Keep rockin'.
- George DeVine, "George DeVine"
- Contributions:857
Hilarious.
- Wayne.T_ .....Colo.
- Contributions:1003
Quick question folks: Are LO's with banks able to quote across state lines? No license number is given in the profile. I thought it interesting that the quote mentioned a requirement to move money into a new account at the bank. Maybe that is just a part of the discount fee structure.
- Nic Netherton, "Colorado Lender"
- Contributions:7219
My understanding is that if you are a nationally chartered bank (first national bank) you can do business nationwide sans the license in each state. Thats how we get around it by selling on a correspondent basis....
- Rob Cochems
- Contributions:3523
Yeah big banks are not regulated by the states. Wells Fargo and California got into a huge lawsuit about this a few years back and Wells was the victor.
- Wayne.T_ .....Colo.
- Contributions:1003
Thanks Nic & Rob .... that is what I expected.
- Wayne Brown, "SDMortgagefinder"
- Contributions:1433
Wayne
Yes, I noticed that too. I am always curious though when a lender.........some of whom are on here, do not list their license number on their profiles. I know I had too be approved to do quotes.
I understand if you work for a bank or uner aFin Lic I guess you don't have to disclose like many of us do.
Personally, I am only licensed in CA.........frankly don't want out of state......tough enough without having to keep up with the procedures and regs for each state.
Best Regards
- Nic Netherton, "Colorado Lender"
- Contributions:7219
You talkin about me Wayne?
- Wayne Brown, "SDMortgagefinder"
- Contributions:1433
No NIC I am not, BTW how are you? Nice to see one of the ol regulars. I am trying to call out someone on here who is pretty outrageous at times.........Gee that could be alot of em Lol.
No I know you are a correspondant I believe with a bank........therefore no disclosure is required.
Just us Lothsome Brokers have to do that ..........Lol.
Hope all is well. Miss the days when we actually had some good topics to discuss rather than all the arrows so to speak.
HALL OF SHAME VII.......
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- 4.5/5.0
- (11 reviews)
Contributions:69957 pages is to many. Ok, I am not saying that this is not a doable loan, but....
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