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HAMP Loan Modification Request denied.

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Lendor Sez Mortgage cannot be modified based on results of NPV calculation. rodiman
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February 08 2011 - Birmingham
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Profile picture for Robin Armstrong
I see you have 2 separate questions on this advice section.  How much do you currently owe?  What is the current value of you home?  You may qualify for a refinance if you currently have a Fannie Mae or Freddie Mac loan.  Have you inquired with your current lender regarding this program? 
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February 08 2011
Profile picture for rodiman
You Said "I see you have 2 separate questions on this advice section.  How much do you currently owe?  What is the current value of you home?  You may qualify for a refinance if you currently have a Fannie Mae or Freddie Mac loan.  Have you inquired with your current lender regarding this program?"

No. We have not asked the question (Yet).
Current Value $426K (Most recent Appraisal)
Owe $235K (1st) plus $70K (Second)

Lender did NOT use income and borrower's monthly obligation's values from data we submitted.
Please email me. Thanks. Clarence
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February 08 2011
 
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