HAMP has failed at generating the initial guaranteed 3 to 4 million permanent loan modifications HAMP has surpassed its one millionth trial or permanent mortgage modification between June 2010 and July 2012. The Treasury reports: 770,834 borrowers either did not qualify for the program during that period, or failed to finish a 90 day trial. 229,185 permanent modifications re defaulted after making the first three consecutive monthly payments...A short sale may be a viable solution!November 18 2012 - Las Vegas00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.